How to make a monthly budget

calculating personal finances

Depreciation worksheet If you rent or don’t have many owned assets then keeping track of depreciation is quite straightforward. Regardless, it’s still quite easy but usually forgotten. The below screenshot is a list of assets that require replacing when faulty (eg. a boiler). Once set up the worksheet calculates how much I need to put…

How to make a life plan

Life plan main image - Hannibal

This post explains how to make a life plan using a spreadsheet. There are good reasons to have a plan in life; for starters when you write down stuff it’s more likely to happen (you become accountable). You’ll also be forced to ponder deep and philosophical questions, like: what’s my purpose in life? My life…