My trust in online reviews has been wavering for some time but it was the recent purchase of a wall stud scanner from Amazon that sent me over the edge. I’ve been trying to become more self-sufficient and improve my non-existent DIY skills. This took me down the path of researching DIY tools on Amazon….
In this post, I’ll document my journey into Financial Independence (FI) using the income from one rental property in the U.K. as an alternative to the stock market. A lot of Financial Independence Retire Early (FIRE) blogs and books refer to property as a poor investment. However, this is often written from a U.S. perspective…
I was recently at a winery on a beautifully sunny Sunday in Shoreham, Kent. After some wine tasting, I wandered up to a lovely outside bar area that had a DJ playing an eclectic mix of house tunes on what looked like an expensive bit of digital DJ kit. While queuing I couldn’t help but…
This post will explain 6 surprising uses of this versatile chemical compound that will save you money compared to buying pricey alternatives from your local store. First things first: bicarbonate of soda, baking soda and sodium bicarbonate are all the same thing! 1. Whiten your teeth Mix 3% Hydrogen Peroxide (available on Amazon) with bicarbonate…
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I’ve had a rental property for 10 years and over that period I’ve used letting agents for property management. However, I’ve finally lost patience. Having used Winkworth for years, I moved to PurpleBricks thinking it’s not possible to find a worse property management company. I was wrong! I’ve now been using PurpleBricks for 18 months…
I’ve had unexplained intermittent sleep disruption over the last few years, that normally involves me waking up at 4 am after about 6 hours sleep. The knock-on effect is feeling rubbish for the rest of the day! I’ve speculated on all various theories including too much stress, looking at computer screens too late, diet and…
I’ve reduced my shaving costs to almost nothing since using a safety razor. There’s a little bit of adapting needed but once you’ve got the hang of things you’ll never go back to using Gillette again! Price of blades I purchased 100 Wilkinson Sword Double Edge blades 2 years ago for £12 and still have…
Depreciation worksheet If you rent or don’t have many owned assets then keeping track of depreciation is quite straightforward. Regardless, it’s still quite easy but usually forgotten. The below screenshot is a list of assets that require replacing when faulty (eg. a boiler). Once set up the worksheet calculates how much I need to put…
This post explains how to make a life plan using a spreadsheet. There are good reasons to have a plan in life; for starters when you write down stuff it’s more likely to happen (you become accountable). You’ll also be forced to ponder deep and philosophical questions, like: what’s my purpose in life? My life…