I wrote a few months back about how I do my budgeting. My general approach is to have regular monthly payments (utilities, Netflix and the like) managed through my current account. I then have a separate easy access saving account for non-monthly payments such as home insurance, dentist, haircuts and depreciation. I was using Marcus…
My boss is under a lot of stress, she’s been off work with heart-related issues at least twice in the past 2 years (she’s in her early forties). After taking a week off work she comes back and carries on at the same relentless pace as before. I’ve always found this attitude perplexing, maybe she…
I have a friend that’s the laziest person you’d ever meet. His weekends consist of watching TV, writing lists of things to do (and not doing them), more TV …oh and he likes to drink (a lot). He’s one year away from retirement without a plan. Needless to say, this has disaster written all of…
The general definition of financial independence (FI) is when you have enough passive income to cover your living costs. Needless to say, living costs are subjective; so for the purposes of clarity, I believe the definition of living costs in relation to FI should be essential costs only. This should be the minimum you need…
It was a cloudy Monday morning in October when I received another “urgent” email request to provide PowerPoint slides, this time for an important VP visit. I took another swig of coffee and looked ahead at my chores for the day. There were many mind-numbing tasks I was putting off but the 3 screaming loadest…
My trust in online reviews has been wavering for some time but it was the recent purchase of a wall stud scanner from Amazon that sent me over the edge. I’ve been trying to become more self-sufficient and improve my non-existent DIY skills. This took me down the path of researching DIY tools on Amazon….
In this post, I’ll document my journey into Financial Independence (FI) using the income from one rental property in the U.K. as an alternative to the stock market. A lot of Financial Independence Retire Early (FIRE) blogs and books refer to property as a poor investment. However, this is often written from a U.S. perspective…
I was recently at a winery on a beautifully sunny Sunday in Shoreham, Kent. After some wine tasting, I wandered up to a lovely outside bar area that had a DJ playing an eclectic mix of house tunes on what looked like an expensive bit of digital DJ kit. While queuing I couldn’t help but…
This post will explain 6 surprising uses of this versatile chemical compound that will save you money compared to buying pricey alternatives from your local store. First things first: bicarbonate of soda, baking soda and sodium bicarbonate are all the same thing! 1. Whiten your teeth Mix 3% Hydrogen Peroxide (available on Amazon) with bicarbonate…
That’s all, thanks for reading and please leave any questions or comments in the feedback section below. Follow me on Twitter or subscribe by email if you’d like to see more articles like this.