Budgeting with Monzo, Al Rayan Bank and a spreadsheet

Posted on December 2, 2019December 4, 2019 By Richard CharlesLeave a comment

I wrote a few months back about how I do my budgeting. My general approach is to have regular monthly payments (utilities, Netflix and the like) managed through my current account. I then have a separate easy access saving account for non-monthly payments such as home insurance, dentist, haircuts and depreciation. I was using Marcus…

How to make a life plan

Posted on July 21, 2019August 20, 2019 By Richard Charles1 Comment

This post explains how to make a life plan using a spreadsheet. There are good reasons to have a plan in life; for starters when you write down stuff it’s more likely to happen (you become accountable). You’ll also be forced to ponder deep and philosophical questions, like: what’s my purpose in life? My life…